It offers the ability to earn 3X points on online grocery purchases (excluding Target®, Walmart® and wholesale clubs), along with 5X points on travel purchased through Chase Ultimate Rewards®, 3X points on dining, 3X points on select streaming services and 2X points on all other travel purchases. Who's this for? If you like to order your groceries online and want to earn travel rewards, then the Chase Sapphire Preferred may be for you. The Gold Card does have a $250 annual fee (see rates and fees), but it can be reduced to effectively $130 if you take advantage of the $120 dining credit each year. Plus, there are no foreign transaction fees. In addition to rewards and Amex Offers, cardmembers can also take advantage of an annual $120 dining credit ($10 a month) at Grubhub, The Cheesecake Factory, Goldbelly,, Milk Bar and select Shake Shack locations (for those nights when you don't want to cook). These limited-time offers are location-based and additional terms apply. supermarkets with Amex Offers, as well as statement credits at select retailers. Occasionally you can earn even more rewards at U.S. The average American can earn $207 in cash back each year when they do their shopping at qualifying supermarkets. You can also earn 3X Membership Rewards® points on travel booked through or directly with the airline and 1X Membership Rewards® points on all other purchases. supermarkets and restaurants (on up to $25,000 per year in purchases, then 1X), which is one of the highest rates available. Cardholders earn 4X Membership Rewards® points at U.S. Who's this for? The American Express® Gold Card is geared toward consumers who want to earn a competitive rewards rate on everyday purchases while benefiting from high-end perks.
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